The ATO has confirmed that Payday Super will start from the 1st of July 2026, meaning super contributions to need be paid at the same time as each pay.
While the ATO has released preparation checklists (including
Payday Super checklist for employers - ATO), there is currently limited action required from you. CloudPayroll is actively preparing to ensure compliance before the 1st of July 2026.
At this stage, there will be some requirements for all clients; however, these will not be finalised until closer to the implementation date. Please keep an eye on your dashboard for updates and any required actions.
Payment Method
To support faster payment processing, Direct Debit will be retired, and your superannuation payment method will need to be updated.
PayTo agreement - This is a one-off setup where payments must be authorised through your bank before any funds are paid. More information will be provided closer to the time. As each bank has a slightly different process, we will provide guidance for all major banking platforms.
Pay To explainer video Direct Credit - This option will require you to pay the total super amount directly. We will provide a reference number to allow for easy payment matching on our side. If you use an ABA file, you will have the option to include this amount within the same file.
Qualifying Earnings
For some businesses, there may be special pay elements that need to be reviewed. In the coming months, we will make a report available for you to review this information and provide further guidance. Where possible, we will update these on your behalf in line with ATO requirements.
Managing your own Superannuation Payments?
We are making some changes in the coming months to support smoother processing. These include updated SAFF options, improved warnings for missing super fund details, clearer steps, and the option to exclude transactions from your SAFF.
If you are currently managing your own super payments, but are interested in CloudPayroll automated option, please email
help@cloudpayroll.com.au or call us for more information.
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